Privacy Policy

1. Information We Collect

When you visit 89cashfast.com or complete a loan request form, we collect several categories of information to provide our matching service and fulfill legal compliance requirements:

A. Information You Provide Directly

• Identifiers: Full name, Social Security Number (SSN), driver's license number, state identification details, and date of birth.
• Contact Details: Residential address, phone number, and active email address.
• Financial & Employment Info: Monthly income amount, employer name, pay frequency, checking account routing and account numbers, and primary income source.

B. Information Collected Automatically

As you navigate our website, our web servers and privacy-focused telemetry automatically record standard Technical Log Data:

• Internet Protocol (IP) address, approximate geographic location, and ISP details.
• Browser type, operating system version, referring URL, and page interaction timestamps.
• Essential browser session cookies used solely for security checks and user state maintenance.

2. How We Use Your Information

We process your personal and financial information under strict necessity principles for the following specific business purposes:

• To match your cash advance request with verified lenders within our network.
• To verify your identity and protect against unauthorized access or financial fraud.
• To communicate status updates, confirmation notices, and legal disclosures via email or SMS (where consented).
• To fulfill obligations under federal regulations including the Gramm-Leach-Bliley Act (GLBA) and Anti-Money Laundering (AML) standards.
• To maintain infrastructure security and optimize page loading performance.

3. Sharing & Disclosure of Information

We do not operate as a direct bank or direct lender. To fulfill your request for short-term financing, your submitted data is shared with specific operational entities:

• Participating Lender Network: When you submit a request, your information is routed to accredited lenders who evaluate your loan criteria in real time.
• Service Providers: Secure hosting partners, database administrators, and identity verification services bound by contractual confidentiality agreements.
• Legal & Regulatory Authorities: We may disclose information if required by subpoena, court order, or regulatory agency investigation.

4. Federal & State Privacy Rights

Gramm-Leach-Bliley Act (GLBA) Notice

Under federal law, consumers have the right to limit certain sharing of non-public personal information. You may opt out of non-essential marketing communications by contacting customer support or clicking the unsubscribe link present in our correspondence.

California Consumer Privacy Act (CCPA / CPRA)

California residents possess specific rights regarding their personal data:

• Right to Know: Request disclosure of the specific categories of data we have collected over the past 12 months.
• Right to Delete: Request deletion of personal information, subject to statutory record-retention requirements under lending laws.
• Right to Non-Discrimination: Equal service access without penalty when exercising privacy rights.

5. Data Security & Retention Practices

We enforce 256-bit Secure Socket Layer (SSL/TLS) encryption across all transmitted data on 89cashfast.com. Sensitive identifiers such as Social Security Numbers are handled in encrypted format. We retain personal information only for as long as needed to fulfill loan matching, resolve legal disputes, or adhere to federal recordkeeping timelines.

6. Cookies & Opt-Out Options

We utilize lightweight session cookies necessary for processing loan forms securely. We do not run persistent invasive tracking cookies or cross-site tracking scripts. You can disable cookies through your individual browser options, though doing so may limit form submission performance.

7. Contacting Our Compliance Team

For questions concerning this Privacy Policy, your consumer rights, or data deletion inquiries, please reach out directly: