Direct answer: 89 Cash does not set a single universal rate. Any participating lender that makes an offer determines the applicable APR, fees, finance charge, term, and repayment schedule.
What to Compare
APRCompare the annualized cost disclosed by the lender.
Finance ChargeReview the dollar cost of borrowing.
Total RepaymentKnow the total amount due under the agreement.
Why Rates Differ
Lenders can use different underwriting models, products, state rules, terms, and applicant information. A rate shown in an example should never be treated as a guaranteed offer.
Important: Do not publish unsupported “typical APR” tables as factual pricing. Use documented lender disclosures or clearly labeled illustrative calculations.
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Transparency note: Loan availability, rates, APR, fees, repayment schedules and eligibility vary by lender and state. Information on this page is educational and does not replace the participating lender's agreement or disclosures.