Direct answer: Requirements can vary by participating lender and state. Common factors may include being at least 18 or the age of majority, having a valid checking account, providing identification, and demonstrating verifiable income.
Common Requirements
| Factor | What May Be Required |
|---|---|
| Age | 18 or the applicable age of majority |
| Identity | Government-issued identification or other verification |
| Income | Verifiable income may be required |
| Bank account | A valid checking account may be required for funding |
| Residency | State and lender eligibility rules apply |
Requirements Are Not Approval Guarantees
Meeting general criteria does not guarantee approval. The participating lender controls its underwriting standards and final decision.
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Transparency note: Loan availability, rates, APR, fees, repayment schedules and eligibility vary by lender and state. Information on this page is educational and does not replace the participating lender's agreement or disclosures.